Payday Loans UK

Apply For Up to £5,000*

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

» Bad Credit Payday Loans

Bad Credit Payday Loans

It can be extremely difficult to secure the loan that you so desperately need from banks and lending firms if you do not have a particularly impressive credit standing. Usually, a good credit score can be an important factor when it comes to being approved for a bank loan, as lenders need to be sure that borrowers are capable of repaying the amount offered, plus interest. This is why bad credit payday loans can be so useful to individuals who are struggling to obtain financial relief. If a bad credit history is the factor preventing you from gaining the monetary support that you need, then a payday loan may be a good way for you to gain access to the emergency cash you need instantly.

One of the reasons that you may obtain a bad credit rating is because you have failed to make payments on time in the past. Even if this was a one-time only problem that you were suffering with, it can strongly hurt your future, as it will make obtaining credit more difficult than ever. Payday loans, on the other hand can be taken out without a credit check, so you don’t have to worry about your past getting in the way of obtaining cash when you desperately need it. There are still a few basic requirements that you will have to meet as a borrower, if you do want to take out a payday loan with bad credit.

First of all, you need to have been a citizen of the United Kingdom for at least a year, and be aged eighteen or over. Your income status is also very important, as if you do not have a regular monthly payment entering your bank, lenders will not be able to see that you can afford to pay back the money you have owed.