Payday Loans UK

Apply For Up to £5,000*

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

» Small Loans

Small Loans

Just because you find yourself in a position wherein you need a little extra cash on hand, doesn’t mean you’re going to need a lot of money. A loan doesn’t have to be for a large amount in order to be viable, and that’s where small loans come in handy. Whether you simply need enough money to tide you over until your next pay cheque, or a small loan that will allow you to pay off the costs of sudden emergency repairs, a small loan could be the answer. They come in a wide variety of different forms, and many lenders are even willing to offer you a small loan in spite of the knowledge that you have a bad credit score.

Small loans that come without credit checks can be particularly useful in situations where you need a loan but don’t have the credit rating required to get one by following the more conventional routes such as banks or building societies. These loans usually come in amounts under £1000, but the maximum cash you can borrow will depend largely on the lender you to choose to go with. If you decide to go forward with a small loan, you should expect the lender to only collect enough information about you to ensure that they feel comfortable with your ability to pay back the money. Once you have obtained the small loan, if you can make sure to pay it back on time, you may find that the lender is even capable of reporting your good history of payment to credit bureaus, subsequently raising your credit score for the future.

It is important to remember that small loans given to people with bad credit often come with a higher level of interest than other loans, but you should be able to find a competitive rate with enough research.