Payday Loans UK

Apply For Up to £5,000*

Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.

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Representative Example:

  • Loan amount £400 for 90 days.
  • Payable in 3 monthly instalments of £187.31
  • Total amount repayable £561.92
  • Interest charged is £161.92,
  • interest rate 161.9% pa (variable).
  • Representative 305.9% APR.
Warning: Late repayments can cause you serious money problems. For help, go to

» Direct Lenders with No Brokers

Are you looking to borrow money quickly over the internet? If you have a job, you may qualify for a payday loan. Get a quick decision by clicking the “apply” button above. Fill out the form and submit it today. If accepted, you will receive the money directly to your bank account.

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This can help you resolve immediate bills you may have. If you are suffering from an emergency and are unable to pay for urgent expenses, but have a job, click apply and get started with your application for a payday loan.

What Are Payday Loans No Fees No Guarantor No Brokers?

They are loans that are provided to borrowers who are interested in three things: no fees, no guarantor, and no brokers. If you have very bad credit and are looking for a new payday lender who can fulfil the above 3 items, you can get the no guarantor and no fees part if you click apply and submit your application today.

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It can be a struggle when you’re looking for direct lending and avoiding brokers in the process. Brokers give direct lenders a bad name. The fast cheap cash you’re seeking is always delayed because they cannot give you an offer. They will do one of two things — either they will sell your “lead” to real lenders, causing you to get many contacts from various companies (which is not in your best interest).

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We believe there are many benefits associated with payday loan direct lenders when compared to the service offered by a broker. A broker will encourage you to fill in the details on their website. They will then hand these details to a lender for a fee that’ll either be paid by you, or the lender. In some cases, a broker will share the details with many other brokers and payday lenders, which can lead to you receiving phone calls, emails and text messages from these companies. With direct lenders, you pay no fees for this.

Following are some of the things people look for when deciding upon an online vendor:

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Or, they will shop your information around to the highest bidder that gets themselves the most money, (not the best deal for you). For this reason, many people try to avoid brokers. Apply with us today and have fast cash in your bank account within minutes, even if you have bad credit.

Payday Loan No Brokers Amount Accepted
Payday Loans No Credit Checks No Brokers £100
Direct Lenders No Brokers £200
Get a Loan With Bad Credit £300
Bad or No Credit OK £400
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Payday Lenders Not Brokers

There are many lenders, and they usually appear when you do your research. Right away, you are given the option of choosing one or two lenders. How will you know which is the best? This article will help you find and select only the best lenders to do business with. Here are 7 things to look for on a website when you want very bad credit loans no guarantor no broker:

  1. Lender, or broker?

This is where to start: companies should have an area on their website that says, “About us”. A reliable lender should display that they are registered lender without any hesitation. Registration information is usually placed within the footer section of a website.

  1. Internet presence


As you scroll through a certain website, what are your impressions of the site? Do they look professional? What message do they want to communicate? These are the essential questions that you should ask about any online source. Consider using PDLN because we do not perform checks on payment history.

Contact information

A reliable direct loan company displays their contact information. Borrowers want to find a physical address of the registered office together with their opening days and times. Furthermore, there should be a contact telephone number, fax number and email. This detail is usually found under the “contact us” page.

Tip: It is better to ring the contact number given on the website to ensure that a human being answers it and they can make reference to the institution in question. If you are directed to an answering machine – that is a vital issue you should be concerned.

You have to be concerned once an online lender places neither a contact number or physical address on their website. If they are legit and reliable, they shouldn’t hesitate to put their contact details for all to see.

  1. About this type of lending

How much money can you borrow?

Determine how much you can borrow. The best companies typically state the minimum and maximum amount they offer. Be aware of the maximum amount of loan they offer for first-time borrowers. If you don’t see any information about the amount they offer, proceed to the frequently asked questions or FAQ section.

Charges and fees

The charges and interest fees for borrowing must be visible. Many websites display the costs that are associated. Aside from that, you should look for late payment fees and default charges – usually, you can find this information in the FAQ section.

Repayment schedule

Many lenders would opt for the debit card when collecting payments. There are others that will set a debit card from your checking account. Examine and settle what method will the company use to gather payments from you.

  1. Application

Criteria for the loan

When going direct, with no brokers — the lending criteria has to be readily accessible for the borrower to review and determine if he qualifies. Otherwise, if you’re using a broker, you’ll notice they merely collect your info. They do one of two things with it, either they will shop it around to payday loans companies and find the best deal that makes themselves the most money. Or, they will sell your name to many many different lenders, and you will find yourself contacted by them all (even long after you’ve already decided to get a loan from somewhere else and no longer need their service). You can qualify for a loan without a debit card.

Application procedure

Next is the process of application. It should be evaluated and stated on the website. You have to know what you can expect from this part of the application. Determine whether the application can be made online and how long will it take before the notification of approval is given. Check to determine if you need to submit documents through email or fax. There are bad credit payday loan companies that prefer the application process over the phone.

No Brokers or Fees

Lastly, determine how many days will it take for the loan to be sent to your account after it has been guaranteed approved. There are fast transactions and BACS transfers that takes only 3 days, and they are free of charge. We also offer Saturday payday loans, loans by text and no credit text payday loans.